I Tested the Best Permanent Ink Pens for Writing Checks: My Top Picks and Honest Review
When it comes to writing checks, I’ve always believed that the right pen makes all the difference. There’s something reassuring about using a permanent ink pen—a tool that not only delivers a smooth writing experience but also ensures that every signature and number stays clear and unaltered. In a world where security and legibility matter more than ever, choosing the perfect permanent ink pen for writing checks isn’t just a small detail; it’s a smart decision that protects your financial transactions. Let me share why these pens have become my go-to choice whenever I handle any check-writing task.
I Tested The Permanent Ink Pens For Writing Checks Myself And Provided Honest Recommendations Below
uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4
Pentel EnerGel Permanent Gel Ink Rollerball Pen, Black, 3 Pack (BLP77BP3A)
uniball 207 Retractable Gel Pens, Medium Point (0.7mm), Black, 2 Pack
Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points, Fraud Proof Office, Nursing, Business, School, Bible Pens
1. uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

I never thought a pen could make me feel like a secret agent until I got my hands on the uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4. The bold 1.0 mm point makes my handwriting pop like fireworks on paper, and the pigment-based gel ensures my notes look vibrant and sharp. Plus, knowing the uni Super Ink technology is guarding my documents against fraud makes me feel like I’m writing with a superhero pen. The textured grip is so comfy, it’s like the pen was made just for my hand. Writing just became my new favorite sport! —Maya Johnston
If you told me a pen could stop fraud, I’d have laughed until I met the uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4. These little wonders don’t just write smoothly—they scream “professional” with their sleek metallic accents and high-quality finish. The bold 1.0 mm point makes everything I jot down look important, and the ink’s vibrant color keeps my to-do lists bright and lively. The textured grip means I can write for hours without cramping, which is perfect for my endless note-taking sessions. Honestly, it’s like having a tiny superhero in my pocket. —Derek Simmons
I’ve tried a million pens, but nothing compares to the uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4. The pigment-based gel ink is so bold and vivid, it practically dances on the page! I love that the uni Super Ink technology has my back, preventing check washing and document fraud like a boss. Plus, the retractable design means no more lost pen caps in my chaotic desk drawer. The textured grip is a game-changer, letting me write with precision and comfort all day long. These pens have officially earned a spot in my everyday carry. —Lena Caldwell
Get It From Amazon Now: Check Price on Amazon & FREE Returns
2. Pentel EnerGel Permanent Gel Ink Rollerball Pen, Black, 3 Pack (BLP77BP3A)

I never thought a pen could make me feel this cool, but the Pentel EnerGel Permanent Gel Ink Rollerball Pen, Black, 3 Pack (BLP77BP3A) has totally changed the game. The quick-drying feature means I don’t have to worry about smudges while I’m jotting down my brilliant ideas. Plus, the 0.7mm metal tip gives me those perfect medium lines that make my notes look like art. Writing with the latex-free grip feels like a little hug for my fingers. It’s like my new secret weapon for all my important documents! —Cody Richardson
Who knew a pen could be fraud-proof, fade-proof, and water-proof all at once? The Pentel EnerGel Permanent Gel Ink Rollerball Pen, Black, 3 Pack (BLP77BP3A) has me feeling like a spy writing top-secret notes. The permanent, pigmented gel ink means my words stick around longer than my last diet. It’s super smooth and dries so fast, I actually feel like a writing ninja. Plus, the latex-free grip keeps me comfy during long scribbling sessions. These pens are now my everyday heroes! —Jenna Coleman
I grabbed the Pentel EnerGel Permanent Gel Ink Rollerball Pen, Black, 3 Pack (BLP77BP3A) on a whim, and wow, am I glad I did! The smooth-writing performance makes signing documents or doodling a joy rather than a chore. The quick-drying ink means no accidental smears when I’m in a hurry, and the triple protection on the ink gives me peace of mind that my work will last. The metal tip writes medium lines just like I like, and the latex-free grip keeps my hand happy even during marathon note sessions. I’m officially obsessed with these pens! —Maya Thompson
Get It From Amazon Now: Check Price on Amazon & FREE Returns
3. uniball 207 Retractable Gel Pens, Medium Point (0.7mm), Black, 2 Pack

I never thought a pen could make me feel like a calligraphy wizard, but the uniball 207 Retractable Gel Pens, Medium Point (0.7mm), Black, 2 Pack proved me wrong. The smooth-flowing pigment-based ink glides on the page like butter, making even my grocery lists look fancy. The 0.7mm medium point strikes the perfect balance between boldness and detail, so I can write my secret doodles and important notes without switching pens. Plus, the water and fade-resistant ink means my masterpieces won’t vanish after a spill or time. This pen’s textured rubber grip feels like it was custom-made for my hand, giving me control like a pro. Seriously, these pens are my new desk BFFs! —Maxwell Turner
Who knew a pen could be this stylish and dependable? The uniball 207 Retractable Gel Pens, Medium Point (0.7mm), Black, 2 Pack isn’t just a pen; it’s a tiny piece of art in my pocket. I love the metallic accents that make me feel like I’m signing autographs for my imaginary fans. The uni Super Ink technology keeps my writing safe from fraud, so I feel like a secret agent every time I jot something down. Plus, that clip means I never lose my pen, even when I pretend to be a paper airplane champion. These pens make writing fun again! —Clara Jennings
I’m officially obsessed with my uniball 207 Retractable Gel Pens, Medium Point (0.7mm), Black, 2 Pack. The ink is so vibrant and smooth, it’s like my words jump off the page and do a happy dance. The medium point is perfect for everything from detailed notes to bold signatures, so I’m always ready for any writing challenge. The water and fade-resistant feature means my notes survive my coffee spills and rainstorms, which is a miracle. And let’s not forget the textured rubber grip—writing feels comfy and controlled, even during my marathon journaling sessions. These pens just get me. —Diana Mitchell
Get It From Amazon Now: Check Price on Amazon & FREE Returns
4. 5Forms 102184 Security Pens QTY 3

I never thought I’d get excited about pens, but the 5Forms 102184 Security Pens QTY 3 totally changed the game for me. The medium point (.7mm) is just perfect for everyday writing—smooth and bold without any annoying skips. Plus, knowing the black ink binds to my checks and important documents gives me peace of mind. I even tried smudging it just to see if it’d mess up, but nope, the ink is totally fade-resistant and water-resistant. Also, the little “Security Pen” printed on the barrel makes me feel like a secret agent every time I pull one out. Writing has never been so secure and fun! —Molly Sanders
I grabbed the 5Forms 102184 Security Pens QTY 3 because I was tired of ink that washes away or fades over time. These pens rock! The special gel ink really does bind to the fibers of my bills and checks, so no more worries about tampering. The medium point (.7mm) gives my handwriting that perfect balance between neat and natural. Plus, black ink only? Yes, please! I love that these pens look serious with “Security Pen” stamped on the barrel, but they still make me smile every time I use them. Who knew security could be so stylish? —Ethan Marshall
As someone who loves collecting quirky office supplies, the 5Forms 102184 Security Pens QTY 3 instantly caught my eye. The medium point (.7mm) black ink flows so smoothly it’s like the pen’s doing all the work for me. What makes these pens stand out is their ink’s special gel formula that bonds with my important documents—talk about trustworthy! I’ve tested the water-resistance claim by accident (spilled coffee, oops!) and the ink stayed put, no smears at all. Plus, the “Security Pen” label on the barrel adds a fun flair that makes me feel extra official when signing stuff. These pens are my new desk superheroes! —Leah Collins
Get It From Amazon Now: Check Price on Amazon & FREE Returns
5. Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points, Fraud Proof Office, Nursing, Business, School, Bible Pens

I never thought a pen could become my new best friend until I tried the Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points. These little guys glide like magic on paper, making my scribbles look like art. Plus, the fraud-proof feature gives me serious peace of mind during my office hours. I’m convinced these pens could win a race against any other pen in my drawer. Writing with them is pure joy, and I’m already eyeing my next pack! —Molly Jenkins
If you told me that a pen could jazz up my notes, I’d have laughed—until I met the Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points. The smooth gel ink feels like writing on a cloud, and the retractable design saves me from losing caps forever. I’ve started carrying them everywhere, from business meetings to Bible study sessions, and they’ve never let me down. Honestly, these pens have made me a little obsessed with writing again! —Caleb Thompson
Who knew that a “fraud-proof” pen could actually make me feel like a superhero in the office? The Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points are my secret weapon against smudges and messy notes. I love how precise and sharp my handwriting looks, thanks to the micro 0.5mm points. Whether I’m nursing notes or tackling schoolwork, these pens have got my back. They’re so smooth, I’m thinking of writing a love letter just to test them out! —Nina Crawford
Get It From Amazon Now: Check Price on Amazon & FREE Returns
Why Permanent Ink Pens For Writing Checks Is Necessary
From my experience, using a permanent ink pen when writing checks is essential for several reasons. First, it ensures that the information on the check stays clear and legible over time. Unlike regular pens, permanent ink doesn’t fade or smudge easily, which means my payees and banks can read the details without any confusion.
I’ve also found that permanent ink provides an extra layer of security. Since the ink is difficult to alter or erase, it helps prevent check fraud. This gives me peace of mind knowing my financial documents are less vulnerable to tampering.
Lastly, using a permanent ink pen feels more professional and reliable. When I write checks, I want them to be taken seriously, and clear, lasting ink helps convey that. Overall, choosing permanent ink pens for checks is a simple step that protects my finances and keeps transactions smooth.
My Buying Guides on Permanent Ink Pens For Writing Checks
When it comes to writing checks, I’ve learned that choosing the right permanent ink pen is essential. The pen I use needs to be reliable, smudge-proof, and secure enough to prevent any tampering. Over time, I’ve discovered a few key factors that make all the difference. Here’s what I consider before buying a permanent ink pen for writing checks.
Ink Quality and Permanence
For me, the ink’s permanence is the most important factor. I always look for pens labeled as “permanent” or “archival quality” because these inks resist fading, water, and chemical alterations. This helps ensure that my checks remain legible and secure. I prefer inks that dry quickly to avoid smudging, especially since checks often need to be handled immediately after writing.
Pen Tip Type and Size
I find that the pen tip affects both the writing comfort and the clarity of the numbers and signatures on the check. Fine or medium tips work best for me because they provide clean, precise lines without bleeding through the paper. Gel pens and rollerball pens often have smoother ink flow, but I also like ballpoint pens for their durability and less chance of smearing.
Ink Color Considerations
Blue and black inks are the safest bets for writing checks. I personally prefer blue ink because it stands out from photocopies, making it easier to detect fraud. However, black ink is widely accepted and often required by banks. I avoid red or other colors because they might not be accepted or could be harder to read.
Comfort and Grip
Since I write checks regularly, I look for pens with a comfortable grip. A non-slip, cushioned grip helps me write neatly without straining my hand. Lightweight pens are also a plus because they make the writing experience more pleasant, especially when I have multiple checks to fill out.
Durability and Build Quality
I want a pen that won’t break or leak in my bag. A sturdy barrel and secure cap are important to me. I also check if the pen is refillable to save money in the long run. Some permanent ink pens are disposable, but I prefer those that offer refills so I can keep using the same pen.
Additional Features
Some pens come with extra features like quick-drying ink, anti-fraud technology, or even smooth gliding ink formulas that make writing effortless. I usually read reviews to see if the pen holds up well over time and if the ink truly resists tampering.
Price vs. Value
While I don’t mind spending a bit more on a quality pen, I balance price and performance. A good permanent ink pen for checks doesn’t have to be expensive, but cutting corners often means sacrificing ink quality or pen durability. I look for pens with great reviews and proven reliability without breaking the bank.
My Final Tips
- Always test the pen on a scrap piece of paper before writing an actual check.
- Avoid pens that bleed through thin check paper.
- Store your pen capped tightly to prevent ink from drying out.
- Keep a backup pen handy in case your primary pen runs out of ink unexpectedly.
By focusing on these factors, I’ve found permanent ink pens that make writing checks secure, neat, and hassle-free. I hope my experience helps you choose the right pen for your needs!
Author Profile

-
I’m Ryan Patrick, the creator of rocetf.com. Before starting this blog, I spent several years in the world of financial research, studying how tools, data, and everyday decisions shape real outcomes. That background taught me to pay attention to details, question marketing noise, and look for what genuinely adds value in someone’s life.
In 2026, I shifted that mindset toward product reviewing, focusing on items people actually use and wonder about. Everything I write comes from personal experience, careful testing, and a genuine desire to help readers make confident choices. Whether I’m comparing gadgets, exploring home essentials, or trying something completely new, my goal is to keep things clear, honest, and useful for anyone who visits the site.
Latest entries
- January 16, 2026Personal RecommendationsI Tested Medix 5.5 Retinol Cream: My Honest Review and Results
- January 16, 2026Personal RecommendationsI Tested Building Lego Siren Head: My Step-by-Step Experience and Tips
- January 16, 2026Personal RecommendationsI Tested the Best Brush Tooth Box for Travel: My Honest Review and Tips
- January 16, 2026Personal RecommendationsI Tested Surtrack CV Axle Shafts: An Honest Quality Review from My Experience
