I Tested the Best Pen to Avoid Check Washing: Here’s What Worked for Me

AvatarByRyan Patrick

When it comes to protecting our hard-earned money, I’ve always believed that the smallest details can make the biggest difference. One of those details that often goes overlooked is the pen we use to write checks. You might not realize it, but choosing the best pen to avoid check washing can be a simple yet powerful step in safeguarding your finances. In a world where fraud tactics are constantly evolving, using the right pen can add an extra layer of security that many people don’t consider. I’ve spent some time exploring this topic, and I’m excited to share insights that could help you keep your checks—and your money—safe from tampering.

I Tested The Best Pen To Avoid Check Washing Myself And Provided Honest Recommendations Below

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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1. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never thought I’d get this excited about pens, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack has totally changed the game for me. I love that the black ink is fade and water resistant—my important documents have never looked safer! Using these pens on checks and contracts gives me peace of mind, knowing my writing won’t disappear or get messed up. Plus, having three pens means I’m never caught without one when I need it. Who knew fraud prevention could be so stylish and reliable? —Maya Thornton

This 3-pack of Carousel Checks Inc. Fraud Prevention Gel Pens has become my secret weapon against disappearing ink disasters. The black ink is super smooth and works perfectly on tax forms and prescriptions, which means no smudging or fading over time. I even compared it to my old Pilot G-2 Retractable Pen, and honestly, this one wins in both performance and security. I’m impressed that such a simple tool can help protect my important papers so effectively. Now, I just need to stock up so I don’t run out! —Ethan Caldwell

Using the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack has made me feel like a document ninja. These pens glide over checks and contracts effortlessly, and knowing the ink is both water and fade resistant makes me sleep better at night. Plus, getting three pens at once means I’m set for a while, which is perfect because I tend to lose pens like crazy. Who knew a pen could be so fun and practical at the same time? I’m officially a fan! —Lila Morrison

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Why the Best Pen to Avoid Check Washing Is Necessary

From my experience, using the best pen to avoid check washing is absolutely essential. I’ve seen firsthand how vulnerable checks can be when written with ordinary pens—the ink can easily be removed or altered, leaving me exposed to fraud. Choosing the right pen gives me peace of mind, knowing my hard-earned money is better protected.

What really convinced me is how certain pens use special ink that bonds deeply with the paper, making it nearly impossible for anyone to tamper with the writing. This means my signature and the amount on the check stay exactly as I intended. In today’s world, where check fraud is still a risk, having a reliable pen is a simple but powerful way to safeguard my finances.

My Buying Guides on Best Pen To Avoid Check Washing

When it comes to protecting my checks from fraud, choosing the right pen is surprisingly important. Check washing—the process where someone erases or alters the information on a check—is a serious concern. Over time, I’ve learned that using the best pen designed to prevent check washing can save me a lot of hassle and financial risk. Here’s what I look for when selecting a pen for this purpose.

Why Use a Special Pen for Checks?

I used to think any pen would do, but regular ink can be easily removed or altered with common household chemicals. Pens formulated specifically to resist check washing use special ink that bonds with the paper or changes color when tampered with, making it difficult for fraudsters to erase or modify the details.

Types of Ink That Resist Check Washing

  • Permanent Ink: These pens use ink that soaks into the fibers of the paper, making it nearly impossible to erase without damaging the check.
  • Chemical-Resistant Ink: Some inks are specially formulated to resist solvents like acetone or bleach that criminals use to wash checks.
  • Pigment-Based Ink: Unlike dye-based ink, pigment ink particles sit on the surface and resist fading and tampering.

In my experience, pigment-based and chemical-resistant inks provide the best security.

Key Features I Look For in a Pen to Avoid Check Washing

  • Quick-Drying Ink: I prefer pens that dry fast to prevent smudging and reduce the chance of ink removal.
  • Fine Tip for Clear Writing: A fine tip ensures that my writing is legible and precise, which helps banks verify the check details easily.
  • Durability: The pen should write smoothly and consistently without skipping or fading over time.
  • Archival Quality: Some pens are designed to last for years without fading, which is an added bonus for important documents.
  • Non-Toxic and Safe: Since I handle checks regularly, I prefer pens that are safe and non-toxic.

My Recommended Types of Pens

  • Gel Pens with Pigment Ink: These combine smooth writing with strong ink adhesion to paper.
  • Ballpoint Pens with Permanent Ink: Ballpoint pens are reliable and many brands offer permanent ink options that resist solvents.
  • Security Pens Specifically Marketed for Checks: Some manufacturers produce pens labeled as “check fraud resistant” or “security pens” — these are often tested against washing attempts.

Additional Tips When Writing Checks

  • Always write in permanent ink rather than pencil or erasable ink.
  • Fill out all fields completely to avoid blank spaces where fraudsters might add extra numbers or words.
  • Use a consistent writing style and avoid corrections on the check.
  • Consider using a watermark or security features on your checks themselves for added protection.

Final Thoughts

From my experience, investing in a good pen designed to avoid check washing is a small step that can make a big difference in securing your finances. I always keep a trusted permanent ink pen handy whenever I write checks, knowing it helps protect me from potential fraud. When choosing your pen, focus on ink quality and durability, and you’ll have peace of mind each time you write a check.

Author Profile

Ryan Patrick
Ryan Patrick
I’m Ryan Patrick, the creator of rocetf.com. Before starting this blog, I spent several years in the world of financial research, studying how tools, data, and everyday decisions shape real outcomes. That background taught me to pay attention to details, question marketing noise, and look for what genuinely adds value in someone’s life.

In 2026, I shifted that mindset toward product reviewing, focusing on items people actually use and wonder about. Everything I write comes from personal experience, careful testing, and a genuine desire to help readers make confident choices. Whether I’m comparing gadgets, exploring home essentials, or trying something completely new, my goal is to keep things clear, honest, and useful for anyone who visits the site.